4.4

Average Review

Zoho Books

Online accounting for small businesses with invoicing, automation and strong value for money.

  • Cloud accounting for small business
  • Invoicing, quotes & payment options
  • Bank feeds & auto categorisation
  • Inventory & project time tracking
  • Works with wider Zoho business suite

Why choose Zoho Books?

Zoho Books is a cloud-based accounting platform aimed at freelancers, small businesses and growing teams that want powerful features without a big price tag. It gives you invoicing, expense tracking, bank feeds, inventory and project billing in one system, with automation that helps clear routine work out of the way.

Because it sits inside the wider Zoho ecosystem, Zoho Books connects smoothly to tools like Zoho CRM, Zoho Inventory and Zoho Analytics, making it a strong option if you want your finance data to flow through the rest of your business stack.

Choose Zoho Books if you want to:

  • Keep invoicing, banking and expenses in one cloud system
  • Automate reminders, approvals and routine workflows
  • Get strong reporting and analytics at a lower price point
  • Integrate accounting with other Zoho apps as you grow
100%
of Accountants agree that every growing business needs accounting software.

Choose software that enhances your business operations.

Zoho Books capabilities

01. Automated bank feeds & rules

  • Connect bank and card accounts to pull transactions automatically, then use rules to auto-categorise and match entries for faster reconciliation.

02. Professional quotes & invoices

  • Create branded estimates and invoices, convert quotes to invoices, and send them by email so your sales and billing stay aligned.

03. Expense tracking & approvals

  • Record expenses, attach documents, and route them through simple approval workflows before they hit your books.

04. Inventory & item management

  • Track items, stock levels and basic inventory movements so you can see what’s in stock and link it directly to sales and purchase transactions.

05. Time tracking & project billing

  • Log time against projects, bill clients for hours worked and track project-level profitability from within Zoho Books.

06. Multi-currency & global support

  • Handle customers and vendors in multiple currencies and languages, while Zoho Books records everything in your base currency with automatic exchange updates.

07. Advanced reporting & analytics

  • Access 70+ built-in reports and extend them via Zoho Analytics to build dashboards and consolidate data across multiple businesses.

08. User roles, permissions & audit trail

  • Configure roles and granular permissions, and use the audit trail to see who changed what and when, supporting accountability and compliance.

09. Automation & workflows

  • Set up automated reminders, recurring invoices, and custom workflows so common tasks happen in the background without manual intervention.

10. Cloud access & device flexibility

  • Work from browser, mobile or tablet; data syncs across devices with automatic cloud backups so you’re not tied to one machine.
  • Pros
  • Strong value for money
  • Good invoicing & automation
  • Tight integration with Zoho apps
  • Clean, user-friendly interface
  • Cons
  • Support can feel slow at times
  • Time/project tools not as deep
  • User limits on some plans

We provide general advice only. Always compare features, pricing and terms before making a final decision.

Our Review

4.4/5

Overal Rating

Customer Support
84%
Easy to use
88%
Easy to set up
86%
Easy to deploy
86%

Yes. Zoho has a dedicated South Africa site with VAT-compliant features and localised reporting, making it suitable for many SA SMEs.

Zoho Books offers a free plan for smaller businesses, plus several paid tiers so you can upgrade as your needs grow.

It’s often highlighted as one of the more affordable, feature-rich accounting tools, especially for businesses that also use other Zoho apps.

Yes. It offers built-in inventory and project/time tracking suitable for many small businesses, though very complex inventory or project needs may require additional tools.

Zoho Books is a great fit for freelancers, small businesses and growing teams that want automation, good reporting and close integration with Zoho CRM, Zoho Inventory and other Zoho products.

Zoho Books offer

Start Zoho Books free trial
  • Professional Quotes & invoices
  • Free customer zone
  • Intergrated bank feeds
  • Easy to reconcile transactions
Get the offer

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