of business owners saved 20% of time usually spent on accounting related admin
Choose software that simplifies your business processes
4.3
Average Review
Xero
Modern, cloud-native accounting software with strong integrations and a clean, user-friendly interface.
- Cloud accounting built for small businesses
- Huge app marketplace and integrations
- Strong bank feeds and reconciliation tools
- Good option if you work with global clients
Why choose Xero?
Xero is ideal if you want a modern accounting experience and rely on a mix of tools to run your business. It’s strong on bank reconciliation, invoicing and reporting, and it integrates well with POS systems, payroll apps, inventory tools and more.
If you work with multiple currencies or operate across regions, Xero’s higher-tier plans and app ecosystem give you flexibility that many local solutions don’t match. It’s especially attractive for digital businesses, agencies, and SMEs that want to automate as much financial admin as possible.
- Cloud accounting built for small businesses
- Huge app marketplace and integrations
- Strong bank feeds and reconciliation tools
- Good option if you work with global clients
65%
Xero accounting functionality
01. Smart Bank Reconciliation
- Xero pulls your bank transactions into the system and lets you match them to invoices, bills or expense records using suggested matches, rules and a simple “OK” workflow, making daily reconciliation much faster.
02. Online Invoicing & Payments
- You can create branded online invoices, add payment links, and let customers pay you via supported gateways, so money comes in faster and each payment is automatically matched to the right invoice.
03. Multi-Currency Accounting (on supported plans)
- For businesses working with international clients or suppliers, Xero can track foreign currency invoices, payments and balances, update exchange rates and show you gains or losses in your base currency.
04. Project & Time Tracking (Xero Projects)
- Xero includes project tools that let you record time and costs against specific jobs, compare what you quoted to what you actually spent, and see which projects are really profitable.
05. App Marketplace & Integrations
- Xero connects to hundreds of third-party apps – from POS and inventory tools to CRM and payroll – so you can build a wider system around it instead of relying on a single all-in-one product.
- Pros
- Clean, intuitive interface that many users find easy to learn
- Excellent bank feeds and reconciliation workflows
- Extensive app marketplace for integrations
- Good support for multi-currency on the right plan
- Cons
- Pricing can feel high as you add more users/features
- Some recent UI changes have frustrated existing users
- Localisation for South Africa (e.g. specific tax rules) may not be as tight as local-first tools
We provide general advice only. Always compare features, pricing and terms before making a final decision.
Our Review
4.3/5
Overal Rating
Customer Support
80%
Easy to Use
88%
Easy to set up
86%
Easy to deploy
84%
Yes, many SA businesses use Xero, especially those with international clients. However, it’s not as tightly “local” as some South African-built tools, so check VAT and compliance features carefully.
Xero supports feeds for many major banks. Availability can depend on region and bank, so it’s worth checking the Xero bank feed list for South Africa.
Yes, but multi-currency is only available on certain plans, so you’ll need to choose a tier that supports it.
Very likely. Xero has a large app marketplace, with integrations for POS, payroll, inventory, CRM and more.
Xero Accounting
Get the offer
- Access anytime, anywhere
- Link your bank feeds
- Reconcile transactions online
- Online support